Job Opportunity: Credit Analyst – Credit
🏢 Institution: FNB Lesotho
📍 Location: Lesotho
📅 Closing Date: 03 April 2025
🔗 Apply Here
💼 Job Description
As a Credit Analyst, you’ll play a critical role in evaluating credit risks, analyzing financial data, and structuring transactions to support sound lending decisions aligned with the bank’s risk philosophy.
🔍 Key Responsibilities
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Analyze credit data to estimate risk for extending credit/lending money.
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Understand economic, legal, and business factors influencing credit risk.
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Identify and mitigate credit, taxation, legal, and accounting risks.
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Structure transactions with effective risk-reduction strategies.
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Assess credit proposals (within delegation limits).
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Draft reports for Credit Committee and Board of Directors.
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Monitor industry trends and news affecting credit portfolios.
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Collaborate with Relationship Managers, Account Analysts, and Branch Managers.
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Maintain high-quality credit portfolio and contribute to asset growth targets.
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Recommend appropriate credit terms and facilities.
✅ Minimum Requirements
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Deep understanding of:
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Financial statements
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Credit risk models
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Legal and tax frameworks (including RSA Companies Act)
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Credit grading and pricing
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Strong analytical and modeling skills
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Excellent verbal presentation and report-writing abilities
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Experience in credit evaluation and structured lending preferred
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Strong relationship-building skills across departments
🤝 Equity & Inclusion
FNB Lesotho is committed to employment equity and actively supports the advancement of individuals with disabilities. Disclosure is voluntary and confidential unless legally required.
📌 Note: Applications will NOT be accepted after 3 April 2025. Please apply in advance of the deadline.
🔗 Apply Here: FNB Lesotho Careers Portal
💡Tip: Be sure your CV highlights financial analysis, legal awareness, and any experience in risk assessment or credit structuring.
